Beautiful Radiant Skin – Mind Body & Spirit

I don’t know if it’s the holidays approaching or my Dad’s birthday which just passed, but something has been making me even more aware than usual of the mind, body and spirit connection to our overall well being. Don’t worry, this will tie into Anti-Aging Skin Care, just keep reading. I’ve written many articles about how stress and every day life choices can impact the appearance of our skin. Today I’m going to talk a bit about how our appearance is impacted by what we think, feel, and believe. I think we can all agree that everyone looks better, even healthier when they smile apposed to when they are angry, anxious, nervous, scared, sad etc. Just that simple change doesn’t only make us look different, it also makes us feel better. I believe that what we believe becomes our destiny. If we truly believe we can achieve, then we will achieve, if we believe we are lovable then we will give love more freely and be loved in return. If we believe in a life filled with hope and success that is what we will create.This is the time of year I look back over the year, evaluate where I’ve been, where I’m headed and how I’m going to get there. I can’t help but notice that people who have a firm grasp (not my best quality) on what is and isn’t important are much happier, more carefree, and have a glow about them which I admire.Life is an adventure, a journey that unfolds in the most unexpected ways. Enjoy the ride and be grateful for the lessons. I like to view my life as a passenger, waiting for what is around the next bend with excitement and anticipation. Of course I don’t just let my life “happen” while I sit back and observe it from the outside looking in…I participate.I’ve learned that pain, difficult as it is, can be an opening to something wonderful as much as it is also a closure to something else. Life is always on the move, try to keep up. To fully experience life we must be truly open to the tearfulness as well as the exhilaration. Life in balance. It’s a powerful skill to be able to accept the evolving nature of life. This is a work in progress for all of us.This season find gratitude for all that is good in your life. You are much more than what you think you are. Take that leap of faith with me, follow your visions and dreams and be a participant in the greatest investigation ever known…….your life is what you make it.Your skin will glow on the outside when the inside is healthy!Happy Holidays Everyone! I thank you all for the opportunity to be trusted with your skin care needs.

Air and Hotel Travel Packages Guide – What Kind of Booking Strategy Would Be Right for You?

When evaluating air and hotel travel packages offered by internet travel vendors, it’s crucial that you investigate all of the details before you book. Many of these offers are legitimate and do allow for some savings. You just need to take the time to compare offers and prices to make sure you really are getting a great deal.If airfare and hotel accommodation are your primary concerns, you probably won’t need an “all-inclusive” package, unless it seems to offer things you know for sure you’ll really be using, such as fast Wi-Fi and dining discounts at your favorite restaurant(s). Some “bundle” deals also include car rental, in addition to air and hotel. You can combine any of the two or all three when you book your trip online.Oftentimes it’s recommended that you wait for a last minute deal to become available before making reservations. If you’re not picky with the dates, this might be a good option for you. If you can only travel on specific dates, however, it might be a bad idea to risk it. What if a last minute deal doesn’t pop up and you are left without a reservation since you waited so long?When you simply cannot be flexible with the travel dates, booking air and hotel travel packages well in advance is a smart thing to do. Find out how much travel expenses cost for your destination during the time of year you plan to travel. The tourist season varies depending on the location, although rates in most places are reasonably low during winter months (aside from Thanksgiving / Christmas / New Years).Air and Hotel Packages Inclusions and ExclusionsMake sure you know exactly what the package does and does not include. Even an all inclusive package doesn’t cover things like airport baggage handling, spa services, off-site activities and tours, and gift shop items. Tipping may or may not be included, so read the policy beforehand.Air and hotel travel packages tend to have minimum stay requirements. This could be anywhere from two nights to seven nights. Keep this in mind if your vacation dates are set in stone and there is no room for flexibility. Also note that the price you are presented with when viewing a travel package is usually intended per person. Do the math to find out if it really will be cheaper than buying 2+ plane tickets separately from the hotel room.If you live near more than one airport, see if there is a price difference in air and hotel travel packages between all of the airports you can easily get to. Even if they are in the same state or region, some of the packages might be cheaper than the others.The simplest and fastest way to find air and hotel travel packages is by looking over online deals. You can also sign up to receive alerts on all of the newest deals on dream vacations, from cruises to all-inclusive Caribbean resorts.

Payday loan: A Complete overview

From different surveys, it is seen that the number of customers taking payday loan as well as payday lending companies are increasing frequently. If you are a person taking the payday loan for the first time or want to gather information regarding payday loan, then this article will be of great help to you.Definition of payday loan:-Payday loan is a very short term loan. Usually the term is 1-2 weeks. There are other names of payday loan like – “Cash Advance”, “Paycheck loan”, “Check loans”, and “Payroll advance loans”. After you get your paycheck, the loan is to be repaid. If you can not repay the loan amount plus lender’s charges for payday loan on your payday, you can rollover the loan amount by paying extra fees to the lender plus you have to pay the interest along with for the rollover period. So, payday loan can be termed a “Loan Sharking”.Necessity of payday loan:-By the end of the month, you may face some problems in maintaining some urgent family expenses like paying off your Medical Bills, Phone Bills, and Electric Bills, House Rent or some other utility bills. These things usually happen when you fail to maintain a proper budget at the time of getting your paychecks or not keeping your expenses up to your income limit. Hence in order to meet such urgent expenses you need a payday loan.Payday loan companies:-There are so many companies who are promoting check cashing facilities online. Besides some banks and other financial institutions also provides you with a payday loan. You can apply online for a payday loan or you can visit physically to an institution to avail a payday loan.Conditions to be satisfied to get an instant payday loan:-The criterions of different payday loan companies are-1. You must have a job or there should be a regular source of income.2. You should have a Checking A/c in a bank.3. You should be an US citizen.4. You should be at least 18 years of age.5. Your monthly income should be at least $1000 Per Month.Best application time of payday loan:-
If you apply for the loan from Monday to Thursday, you will get the loan on the next working day, i.e. Tuesday to Friday. If you apply for the loan on Friday, then you will get the loan on the next Monday, and if you apply on Saturday or Sunday, you will get the loan on Tuesday.
So the best time to apply for the loan is Monday to Thursday.When will you get the money?
As the process is very simple to get the loan amount, in general you will get your loan amount within 24 hours of application. Company will check your documents and verify your data with an automated system named as VPN Based software, and then approve your loan. The entire process of verification of your identity and depositing the money to your Checking A/c takes 24 hours of time. There are some companies who will deposit the loan amount in less than 24 hours.Costs of payday loan:-
Usually a payday loan company charges 15 to 30 USD per $100 borrowed. So, if you borrow $100, you will have to pay 115 to 130 USD on the very next payday. The APR of payday loan cash advance interest boosts up to 391%.Maximum limit of payday loan:-
If you are taking a payday loan for the first time, you may get up to $500 for the first time. After you repay back your first loan amount in time, you can avail more than $500 when you revisit the company for another payday loan.Think before taking a payday loan:-
1. You should keep in mind the APR factor of the loan before taking it. You should find the company which is charging a lower APR than its competitors.
2. You should take care about the privacy of your document and information. So, if the tendency of the company is to process applicant’s information in an encrypted page, you should think that your information will not be licked out, and then you can proceed on.
3. You should read the company policy and legal matters complied with before submitting an application form to them.Repayment of payday loan:-
The lender company will take the money off from your checking A/c on the date of your payday. You should be ready and aware about your payday and the amount to be repaid. If you fail to repay the loan on the scheduled date then you may have to ask the lender to rollover your loan amount.Alternatives to payday loan:-
1. In order to avoid taking such high interest loan like payday loan cash advance, you should make an appropriate budget which is according to your income.
2. You may also save certain amount of money from your paycheck every time you get it.
3. Before taking a payday loan cash advance, you should be looking for a loan from a friend or relative as they will not take any interest for lending the money to you. Another thing is also involved here that if you not be able to repay the money in future, you may not have to run away from your creditors.